Showing posts with label retirement. Show all posts
Showing posts with label retirement. Show all posts

Monday, August 17, 2015

Still getting used to this retirement thing

I've been retired for a little more than a year now, and my new lifestyle is still evolving. A few activities have fallen by the wayside completely (Wild Walkers), some are worth doing but not so often (volunteering at Salomon Farm), some I want to do more (senior yoga and golf), and there are yet more things to try (memoir writing, shibori). I'm still knitting and gardening, cooking less, reading more, and grandma'ing as needed.

I've read several columns lately that could have been written by me. One celebrates the idea of being "too old for this", and by "this", the author means things like feeling insecure about one's looks or worrying about other people's opinions. Another is by Gina Barreca, who is cultivating the art of not caring about things like fashion (comfort trumps beauty), toned arms, and symmetrical eyebrows. I haven't cared about a lot of these for a long time, but something clicks once one reaches a certain, ahem, maturity that solidifies all this not-caring. It's very liberating.

So now I wear skirts that don't hide my varicose veins (they stop at the knee instead of descending toward my ankles, thus avoiding the member-of-an-evangelical-cult look), am growing my hair out (tough right now in the heat and humidity of August), and I talk back to my doctor. I still pluck chin hairs but am more lackadaisical about hair that grows elsewhere on my body. I would still like to lose 30+ pounds, but (Whole30 or not) I'm not giving up the occasional dish of ice cream or bottle of beer to do so.

I am also abandoning attempts to like activities or support causes that don't really interest or move me. It isn't that these things are not worthy; I'd simply rather focus my energies and money elsewhere, guilt free. Life is too short for "shoulds".

Life is also too short for fear. I hope I do not turn into one of those oldsters who is afraid all the time. Not that I don't nurse my share of fears, irrational and otherwise, but I don't want them to rule my life. At least, not yet.

Wednesday, April 22, 2015

Work-life balance when there is no work

Joining the Wild Walkers was a good idea, but lately Grandma duty has interfered. So far, this has been fine with me, as I have discovered I am a "fair weather" hiker. Once pre-school is over, I should be able to participate more frequently... assuming I can tolerate the mosquitoes and deer flies.

Meanwhile, other opportunities for human interaction have cropped up. The local parks department has a plethora of activities, many geared toward seniors. I attended a free estate planning session which was both informative and entertaining, as some of the other participants were real characters. Last week I started Yoga for Seniors, which is WAY more my style these days; instead of being pushed to perform like a skinny 20-something yogini, we are encouraged to make allowances for our various levels of decrepitude. Next week I start Golf Lessons for Women (I'm trying to get back in touch with my inner jock). And I'm volunteering at Salomon Farm, helping take care of the farm animals. Chickens and donkeys and pigs - OH MY!

When I was still employed, I balanced work with hobbies like gardening and fiber arts which I squeezed into evenings and weekends with more than a little desperation. They kept me sane. Now that work is no longer in the equation, the hobbies don't figure as large in my day-to-day life. I still knit, but not so obsessively. I still garden (or I would, if the weather would cooperate), but now it's more fun than frantic. I exercise more (a real necessity once one is past 60). I read more, and more widely (still pursuing the Stoic thing). My SO and I are even going to travel a bit.

A friend told me it took her about 18 months to rediscover her Self after she retired. The retired Me is not who I expected, and she keep evolving. How lucky I am to experience this stage of life!

Friday, October 03, 2014

No naps for you!

One of the delicious things about retirement is, if you get sleepy in the afternoon (or morning or evening), you can stretch out on the couch and take a nap. My usual MO is 10-to-20 minutes, just enough to reset the meter, like a power nap. Follow up with a cup of coffee or tea, and I'm ready to go again.

Occasionally, though, I fall into a deep, deep coma-like sleep that lasts 90 minutes, about the length of a full sleep cycle. During this dead-to-the-world state, I may try to rouse myself, struggle to open my eyes, to no avail. Sometimes I dream I am trying to open my eyes and can't, even though I am doing something sight-worthy like driving a car.

The long naps would not be a problem except sometimes I can't risk being unable to wake up in a timely manner. Like today, I'm dying to doze off for a bit, but I'm making bread and don't want to ruin it or burn the house down. (I can see me dreaming I am trying to escape a burning house but can't see because my eyes won't open.) Or the days I pick up my granddaughter after pre-school. Can't fall down on the grandma job.

Usually, those long naps occur after a poor night's sleep. Sometimes they also cause a poor night's sleep, like last night. Not only could I not get to sleep, but once I was asleep, a storm woke me. Betsy is afraid of storms but also getting kind of deaf, so she didn't waken then. She waited until about an hour before I had to get up (contractors coming today) to make sure my sleep was shortened at both ends.

At least I don't have to go to work on top of a crappy night's sleep.

Monday, July 07, 2014

So far, so good

When I decided to retire, I wondered how I would adapt to not going to work. It turns out I am adapting very well. Every day is Saturday, except for Sunday, when the morning paper is fatter. Besides a few work-related dreams, I rarely even think about the company I worked for or the people I worked with. Forward ho!

My so-called schedule, on the other hand, is in flux. BR (Before Retirement), there were certain things that had to happen on weekends or evenings. Now, not so much. I can get my hair cut at 9am instead of 5pm. I can do laundry any day of the week I want. Wednesday date night has become Wednesday date day. Housework can happen any ol' time.

I find I am sleeping better. Instead of fighting bedtime (you'd think I'd be too old for that nonsense, but at the end of a workday, I hated to give up any free time to slumber), I become truly sleepy eyed around 10pm. I set the alarm for 7am, but am usually up before then. There are still awakenings in the middle of the night, but none of this wide-awake-at-3am business. And the afternoon naps are delicious.

Speaking of delicious, I am eating better. Without a cafeteria or vending area nearby, but plenty of time, I fix three real meals a day, with vegetables and everything. The result is I am also eating less. BR, it was a struggle to stay under 2000 calories a day. Now, I seem satisfied with 1200-1500. A few pounds have been shed already.

I can't help but be more active now that I don't spend all day in an office chair in front of a computer. A typical day finds me in the garden all morning, puttering around inside during the afternoon, outside again in the evening, either back to the garden or taking a walk around the nabe. Time is no longer of the essence, so I can walk up to the grocery or the library - it's only 20 minutes round trip. I thought I would do more housework, but pfft. I'm the only one who lives here, so until it gets so bad even I can't stand it, cleaning remains on the back burner.

I actually watched two movies this past week, "Seraphine" and "The Best Exotic Marigold Hotel". I finished a book, All the Birds, Singing, and started another one, Bowling Avenue. I usually knit for 1-2 hours a day. Tomorrow I babysit my granddaughter, in the middle of the week. Just unheard of BR.

They say happiness is an internal thing, but it turns out happiness can be encouraged by changing one's external circumstances. Again, I am fortunate to be able to enjoy this time. I don't have the money for fancy cruises or foreign travel, so it is a good thing I am not too interested in either. I am deliberately not taking on anything new over the next six months, while I decompress. Then, who knows?

Saturday, June 28, 2014

It is finished

After way-too-many-years as a software developer (more or less), I decided to call it quits. As I look back on those years, the far and the near, I don't quite know what to think. I followed my bliss, but my bliss emigrated. My first job was the best, and they went downhill from there. Being unwilling to relocate probably hurt my career, but at the end, what does it matter? The final employer turned out to be the best in terms of salary and benefits (one of which is the opportunity to retire early) even though the work was the most stultifying. Somehow, through a combination of working hard enough, making good enough decisions, and having good enough luck, I managed to get where I am: healthy enough, wealthy enough, with hopefully enough time to enjoy it.


Retirement is one of those one-off things to look forward to, like menopause. You think it will never happen, and then suddenly, you are on the doorstep. The past few years, I wondered how I would know it was time to go. Then it happened - I went into my annual review, thinking everything was hunky dory, only to be told I was not working hard enough, my work was not good enough, I was a burden to my co-workers. The next year looked like one big slog, and I discovered not only did I not want to work harder, I did not want to work at all. I waited a while to make sure I was not doing something rash before making my final decision, but frankly, once I *seriously* considered retiring, there was no going back. For a while, I fumed about the circumstances behind my decision, but one day I realized just how lucky I am to have early retirement as an option. And I have been happy ever since.


Yesterday was my final day. I turned in my computer, gathered up what I had not yet taken home, and left my ID badge at the front desk. I thought I might get a little teary eyed, but that did not happen. There is some anxiety about who I will be going forward, but I'm still me (which in some ways is a disappointment). We'll see how the rest of my life unfolds. So far, so good.

Tuesday, September 21, 2010

Everyday stuff

I have a gardening blog and a knitting blog.  This blog was supposed to be for everything else, but I don't want to blog about work (don't bite the hand that feeds you) or family (they can tell their own stories) or friends (honesty is NOT always the best policy).  So maybe I should blog about the everyday stuff, things I might want to have a record of years down the road.

Like what I did with the shares MetLife gave me when they demutualized.  I have a life insurance policy with MetLife and one with the Principal.  According to my faulty memory, MetLife demutualized, and I took the shares of stock they gave me and transferred them to my brokerage account.  I later sold those shares to help finance my daughter's education.  After going through old files the other day, however, I discovered that BOTH companies demutualized, the stock I transferred and subsequently sold was from the Principal, and instead of taking the proffered stock from MetLife, I chose cash.  It was a measly amount, which may be why I did not recall that.  But I also had several of the details of these two exchanges mixed up.  I may have mentioned one or both in a pen-and-paper journal, but who wants to dig those out?  Much simpler to execute an electronic search on a blog.  Assuming this blog still exists in some future time.

And while we are discussing money, let it be known that I NO LONGER HAVE A MORTGAGE!!!  After my daughter graduated from college, I suddenly had extra discretionary income.  My financial advisor suggested investing more in my Roth IRA, but most of my retirement is already in the stock market basket.  Instead, I started making payments against the principal of my mortgage.  And YAY ME I paid it off last month!  I still have a home equity loan, but not for long.  Once that obligation is met, I will be totally and completely debt free.  YAY ME again!

This is all part of preparing for retirement.  If nothing else, I will at least have a roof over my head.